US STOCK

XP Stock Analysis

US stocks · market data · technical indicators

XP Inc. Class A

XPUS stocks

Quote delayed 15 min

9/11 上午10:46 updated

$19.97

+0.93+4.88%

Open

$18.86

High

$20.14

Low

$18.79

Volume

977.66萬

XP price history

+29.34%

Open

15.44

Latest

19.97

High

20.00

Low

15.44

Average

17.70

AI Composite Technical Analysis

Beta

Buy

Formula: fundamentals (40%) + technical indicators (30%) + market sentiment (30%)

AI Score100

Score range 0–100; a higher score indicates a stronger buy signal

Market Status

Buy

Current Price$19.97

Target Price$29.955

Change %+4.88%

Institutional

Net Buying

Foreign Ownership

Flat

Market Heat

Strong

Fundamentals (US)

P/E Ratio

9.96x

ROE

22.56%

P/B Ratio

2.18x

Dividend Yield

1.00%

Market Insight

The composite score points to a strong buy signal (100/100), with several technical and fundamental indicators in positive territory. Notable price movement today (+4.88%), indicating increased market attention. A P/E of 9.96x is relatively low, which may point to undervaluation. Return on equity of 22.56% indicates solid profitability. The target price implies roughly 50.00% upside.

This analysis is for reference only and does not constitute investment advice. Investing carries risk; educational content only.

Financial snapshot

Yahoo Finance

XP - XP Inc.

EPS

1.99USD

Forward EPS

2.39USD

P/E

9.96x

Forward P/E

8.31x

P/B

2.18x

ROE

22.56%

ROA

1.36%

Operating margin

31.18%

Profit margin

28.54%

Revenue growth

10.60%

Earnings growth

8.60%

Dividend yield

1.00%

Financial statements

	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31
Revenue	$1.97B	$1.93B	$2.43B	$2.09B	$1.79B	—
Gross profit	$459.73M	$373.30M	$927.38M	$566.94M	$368.94M	—
Operating income	-$1.31B	-$1.32B	-$907.29M	-$1.14B	-$1.20B	—
Net income	$1.39B	$1.31B	$1.30B	$1.32B	$1.32B	—
Basic EPS	2.71	2.53	—	2.51	2.50	2.31
Diluted EPS	2.67	2.49	—	2.47	2.46	2.29

Estimates vs actuals

Next earnings

2026-11-16

EPS estimate

2.75

Revenue estimate

$5.13B

Last surprise

+2.05%

Date	Estimate	Actual	Surprise
2026-11-16	2.75	Not reported	—
2026-08-16	2.62	2.67	+2.05%
2026-05-18	2.53	2.49	-1.72%
2026-02-12	2.50	2.56	+2.40%
2025-11-17	2.42	2.47	+2.20%
2025-08-18	2.33	2.46	+5.72%
2025-05-20	2.17	2.29	+5.58%
2025-02-19	2.25	2.23	-0.88%
2024-11-19	2.17	2.18	+0.50%
2024-08-13	1.96	2.03	+3.36%
2024-05-21	2.06	1.85	-10.24%
2024-02-27	1.97	2.08	+5.34%

Institutional holders

Institution	Quarter	Value held	Portfolio weight
BlackRock Inc.	2024-06-30	$315M	0.01%
STATE STREET CORP	2026-06-30	$157.7M	0.00%
VANGUARD GROUP INC	2025-12-31	$62M	0.00%
Bridgewater Associates, LP	2026-06-30	$20.4M	0.08%
CITADEL ADVISORS LLC	2026-06-30	$20.3M	0.00%
TWO SIGMA INVESTMENTS, LP	2026-06-30	$4.6M	0.00%
RENAISSANCE TECHNOLOGIES LLC	2026-06-30	$1M	0.00%

13F quarterly filings. Reporting periods differ by institution; value and weight reflect each institution's own latest quarter.

Analyst ratings

6 analysts

Mean target

$23.33

Target range

$20.32 – $26.29

Implied upside

17.72%

Strong buy

Buy

Hold

Sell

Strong sell

Dividends

Annual yield

1.90%

Frequency

Annual

Recent payouts

2026-06-10$0.2000
2025-12-10$0.1800
2024-12-10$0.6500
2023-12-12$0.7300