US STOCK
ENVA Stock Analysis
US stocks · market data · technical indicators
Enova International, Inc.
ENVAUS stocksQuote delayed 15 min
9/11 下午02:14 updated
$223.06
-0.97-0.43%
Open
$222.84
High
$225.20
Low
$220.41
Volume
22.12萬
ENVA price history
-14.84%Open
261.92
Latest
223.06
High
265.45
Low
221.14
Average
239.85
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AI Composite Technical Analysis
BetaFormula: fundamentals (40%) + technical indicators (30%) + market sentiment (30%)
AI Score70
Score range 0–100; a higher score indicates a stronger buy signal
Market Status
BuyCurrent Price$223.06
Target Price$267.672
Change %-0.43%
Institutional
Net Buying
Foreign Ownership
Flat
Market Heat
Cautious
Fundamentals (US)
P/E Ratio
16.61x
ROE
26.08%
P/B Ratio
3.71x
Dividend Yield
--
Market Insight
The composite score points to a strong buy signal (70/100), with several technical and fundamental indicators in positive territory. Return on equity of 26.08% indicates solid profitability. The target price implies roughly 20.00% upside.
This analysis is for reference only and does not constitute investment advice. Investing carries risk; educational content only.
Financial snapshot
ENVA - Enova International, Inc.
EPS
13.45USD
Forward EPS
20.59USD
P/E
16.61x
Forward P/E
10.85x
P/B
3.71x
ROE
26.08%
ROA
5.49%
Operating margin
29.94%
Profit margin
21.01%
Revenue growth
31.10%
Earnings growth
39.90%
Dividend yield
--
Financial statements
| 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | |
|---|---|---|---|---|---|
| Revenue | $928.93M | $875.14M | $839.39M | $802.68M | $764.04M |
| Gross profit | $470.25M | $434.91M | $412.87M | $373.75M | $358.68M |
| Operating income | $139.33M | $113.06M | $104.22M | $109.82M | $101.33M |
| Net income | $105.06M | $91.10M | $78.98M | $80.31M | $76.15M |
| Basic EPS | 4.22 | 3.66 | 3.19 | 3.22 | 3.01 |
| Diluted EPS | 4.00 | 3.46 | 3.00 | 3.03 | 2.86 |
Estimates vs actuals
Next earnings
2026-10-22
EPS estimate
4.38
Revenue estimate
$1.00B
Last surprise
+8.75%
| Date | Estimate | Actual | Surprise |
|---|---|---|---|
| 2026-10-22 | 4.38 | Not reported | — |
| 2026-07-23 | 3.96 | 4.31 | +8.75% |
| 2026-04-23 | 3.68 | 3.87 | +5.12% |
| 2026-01-27 | 3.17 | 3.46 | +9.15% |
| 2025-10-23 | 3.03 | 3.36 | +10.84% |
| 2025-07-24 | 2.98 | 3.23 | +8.29% |
| 2025-04-29 | 2.76 | 2.98 | +8.04% |
| 2025-02-04 | 2.27 | 2.61 | +15.23% |
| 2024-10-22 | 2.31 | 2.45 | +6.06% |
| 2024-07-23 | 2.07 | 2.21 | +6.56% |
| 2024-04-23 | 1.72 | 1.91 | +11.31% |
| 2024-01-30 | 1.66 | 1.83 | +10.02% |
Institutional holders
| Institution | Quarter | Value held | Portfolio weight |
|---|---|---|---|
| VANGUARD GROUP INC | 2025-12-31 | $336M | 0.00% |
| BlackRock Inc. | 2024-06-30 | $314.5M | 0.01% |
| STATE STREET CORP | 2026-06-30 | $244.3M | 0.01% |
| RENAISSANCE TECHNOLOGIES LLC | 2026-06-30 | $187.1M | 0.26% |
| TWO SIGMA INVESTMENTS, LP | 2026-06-30 | $25M | 0.02% |
| CITADEL ADVISORS LLC | 2026-06-30 | $3.1M | 0.00% |
13F quarterly filings. Reporting periods differ by institution; value and weight reflect each institution's own latest quarter.
Analyst ratings
Mean target
$277.14
Target range
$257.00 – $300.00
Implied upside
24.08%
Strong buy
2
Buy
5
Hold
0
Sell
0
Strong sell
0
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